Oct. 8, 2025

10 Steps to Get Ahead of 99% Of People Financially (In the Next 6-12 Months)

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In this episode of The Personal Finance Podcast, Andrew walks through the 10 practical steps that can flip your finances in 6-12 months.

Here's what we're covering today:

🧭 Step 1: Get crystal-clear on your retirement goal using the 25× rule

🏦 Step 2: Automate your financial life with the 20-55-25 money system

🛟 Step 3: Build your safety net using the 1-3-6 emergency fund method

📈 Step 4: Start investing immediately (even if it's small amounts)

💸 Step 5: Slash major money leaks like housing and transportation (not $5 coffee)

📊 Step 6: Track and optimize your money with monthly net worth reviews

🚀 Step 7: Supercharge your income through skill-building and strategic moves

🧠 Step 8: Build a wealth mindset with books and accountability

🧨 Step 9: Eliminate high-interest debt aggressively (non-negotiable)

🧰 Step 10: Protect your wealth with insurance and estate planning

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