Oct. 13, 2025

13 Personal Finance Cheat Codes That Can Change Your Life

Show Notes

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In this episode of The Personal Finance Podcast, Andrew reveals 13 strategies the rich use to build wealth on autopilot—from the wealth gap formula that reverse engineers your path to freedom, to invisible multipliers that compound into six-figure advantages most people completely ignore.

Here's what we're covering today:

💸 Strategy 1: Automate everything so wealth builds without willpower

🧠 Strategy 2: Prioritize high-leverage skills over penny-pinching

🏦 Strategy 3: Treat your savings rate like a game and level it up

🧰 Strategy 4: Use the tax code as a wealth-building tool

📊 Strategy 5: Build multiple income streams early (even small ones)

🪙 Strategy 6: Use debt as a wealth tool, not a trap

🪄 Strategy 7: Exploit invisible multipliers like credit scores and employer matches

📊 Strategy 8: Reverse engineer wealth with the "wealth gap formula"

🏠 Strategy 9: Hack housing—your biggest expense

🪙 Strategy 10: Play the long game with time arbitrage

🧠 Strategy 11: Think in net worth, not income

🧑‍💼 Strategy 12: Get the right team in your corner

🔑 Strategy 13: Optimize for freedom, not just money

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