May 12, 2025

Fastest Way to $1 Million, Roth Rules, and If You Should Rent Forever (Money Q&A)

Fastest Way to $1 Million, Roth Rules, and If You Should Rent Forever (Money Q&A)
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In this episode of the Personal Finance Podcast Money Q&A, we are going to talk about  the fastest Way to 1 million Roth Rules, and should you rent forever.

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Today we are going to answer these questions!

  • Question 1: How do I build back my emergency fund after using it, and where should I move money from to do this?

  • Question 2: Is it wise to invest my HSA funds?

  • Question 3: I’ve come across an extra $500/month. Should I put it toward credit card debt or savings?

  • Question 4: Should I roll my rollover IRA back into my new 401(k) plan now that I’ve started a new job?

  • Question 5: How do I become a millionaire in a rapid-fire way?

  • Question 6: As a 28-year-old in a high cost of living area, would I be better off renting forever and investing the difference instead of owning?

  • Question 7: If I make over $150K/year, should I stop investing in Roth accounts for my IRA and 401(k)?

  • Question 8: Should I still move my money from my Roth 401(k) to a Roth IRA, or are they essentially the same thing?

  • Question 9: My mortgage rate is 6.625%. You always say over 6% is high-interest debt—should I pay it off early?

  • Question 10: Have you heard of the AIQ ETF? What are your thoughts on it?

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