Dec. 15, 2025

He Achieved Financial Independence in 2 Years! (Here's How!) With Justin David Carl

He Achieved Financial Independence in 2 Years! (Here's How!) With Justin David Carl

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In this episode of The Personal Finance Podcast, Andrew sits down with Justin David Carl to reveal how he went from $80,000 in debt to a $3.4 million net worth in just over two years. Justin shares how he optimized the big three expenses, grew his income from $150K to $888K per year, saved 80-90% of his income, got his wife on board with FI, and applies the same obsessive discipline to fitness, maintaining 8-10% body fat for over a decade and shifting from maximizing net worth to maximizing his "net life."


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