April 28, 2025

Pay Off Debt or Keep Investing? (Money Q&A)

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about should you pay off debt or keep investing.

Today we are going to answer these questions!

Question 1:

How do I handle high expense ratios in my child’s Roth IRA? Should I switch vendors, change funds, or stay the course?

Question 2:

How do I get smarter about small business finances—write-offs, taxes, and making better financial decisions?

Question 3:

Is disability insurance worth it? Who really needs it and what should I look out for in a policy?

Question 4:

With $150K in student loans and a strong investment strategy, should I focus on paying off debt or keep investing?

Question 5:

As I start a web design side business in California, should I create an LLC or a Corporation—and what should I consider long term?

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