July 28, 2025

Should I Invest in REITS? (Money Q&A)

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about should I invest in REITS?

Today we are going to answer these questions:

Question 1: Should I buy Vanguard’s VNQ REIT for easy real estate investing instead of using Fundrise?

Question 2: Should I invest extra cash, pay off my boat and car loans, or tackle my 8% rental mortgages first?

Question 3: How do I save money for my kids if I don’t want a 529 and want them to use it for anything — not just college?

Question 4: Is tax loss harvesting worth it for regular index fund investors — or should I just keep dollar-cost averaging?

Question 5: Should I buy finance books now to learn more — or wait until my emergency fund and investments are set up?

Question 6: I opened brokerage accounts in my name for my kids — how do I transfer these to them later without selling everything?

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