Jan. 7, 2026

The EXACT Money Plan for Your 20s, 30s, 40s, and 50s (Step-by-Step Blueprint)

The EXACT Money Plan for Your 20s, 30s, 40s, and 50s (Step-by-Step Blueprint)

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In this episode of The Personal Finance Podcast, Andrew reveals the exact money plan for every decade—your 20s are about building the floor by controlling cash flow and starting to invest, your 30s focus on building the engine with a high savings rate and maximizing tax-advantaged accounts, your 40s build the moat through tax strategy and defining your FI number, and your 50s transition to the exit by shifting from accumulation to financial independence.


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