Aug. 27, 2025

This One Move Could Save You Thousands on an 11% Loan (Money Q&A)

This One Move Could Save You Thousands on an 11% Loan (Money Q&A)

In this episode of the Personal Finance Podcast,  we are going to talk about  this one move could save you thousands on an 11% loan. 


Today we are going to answer these questions:

  • Question 1: Should I stop overpaying my 11% loan and invest the difference instead?
  • Question 2: How can I turn a $1,200/month truck stipend into a free vehicle every 3 years?
  • Question 3: Should college students invest in a Roth IRA or focus on paying for school?
  • Question 4: How do you rebuild your finances at 38 with 5 kids and $60K income?
  • Question 5: Can I avoid the pro-rata rule when converting non-deductible IRA funds to a Roth?


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