Every Halloween week Andrew digs into the scariest financial statistics of the year, and 2026 delivered plenty. This round covers financial infidelity, childcare, abandoned retirement accounts, delivery apps, subscriptions, credit card balances, sports betting, buy now pay later, and a car debt situation that has quietly gotten worse than most people realize.
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What You'll Learn in This Episode
Why nearly half of people in committed relationships know nothing about their partner’s money
What childcare actually costs now compared to rent, and the one lever that solves it
The $2.1 trillion sitting in forgotten 401(k)s, and your three options for an old one
How much more you pay for delivery versus pickup, broken down by how often you order
Why people underestimate their subscription spending by about $133 a month
The real cost of a $10,000 credit card balance at 24% interest
What sports betting is quietly doing to household investment contributions
Why first-time homebuyers are now 40, and what insurance costs have to do with it
The negative equity numbers on pickup trucks that make the 20% down rule non-negotiable
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Resource/s
Car Insurance https://secure.money.com/pr/gc43ce394da5
Best HYSA https://secure.money.com/pr/r453ecf4d190
Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c
Best IRAs https://secure.money.com/pr/oe09b73d1952
Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney
Episode/s Mentioned
How to Master Your Student Loans with Robert Farrington https://youtu.be/t146LJRUc0o
19 Strategies to Pay Off Debt (FASTER!) https://youtu.be/WAnf4Z7PHjs
How to Buy a Car And Not Get Screwed (in 2026!) https://youtu.be/II-PzXfYUdk
Buying a House VS. Investing In the S&P 500 (Which Is Better?) https://youtu.be/6iwf_4iQz0c
Is the American Dream Dead? (With Freddie Smith) https://youtu.be/3Ivz8Ts9J2o
Tool/s Mentioned
Total Cost of of Ownership Calculator https://mastermoney.co/total-cost-of-ownership-calculator/
Watch Next
Do You Think You'll ACTUALLY Be Able to Retire? https://youtu.be/oT_mCCD9MpI
5 Ways to Go BROKE (By AGE!) https://youtu.be/1xm23NnneJM
How to Evaluate a Stock Like Warren Buffett with Brian Feroldi https://youtu.be/posnNC99UFQ
12 Reasons You Need to Stop PLAYING SMALL with Money https://youtu.be/qFz3_-pLapg
19 Strategies to Pay Off Debt (FASTER!) https://youtu.be/WAnf4Z7PHjs
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Question for you:
What number surprised and scared you the most this year?
