Are you making the right money moves in your 20s and 30s to build long-term wealth?
The financial decisions you make today can shape when you retire, how much wealth you build, and the financial freedom you have in the future. Learn practical retirement planning strategies for your 20s and 30s, including how to save more, invest consistently, and avoid common money mistakes.
In your 20s, focus on building a strong financial foundation by:
Tracking your retirement number every year
Getting the full employer 401(k) match
Starting a Roth IRA early
Working toward saving 20% of your income
Setting milestones like your first $10,000, $50,000, and $100,000 saved and invested
Automating your savings and investments
In your 30s, rising income can bring rising expenses. Lifestyle inflation, expensive cars, unaffordable homes, and luxury purchases can make retirement harder to reach. Learn how to increase retirement contributions as your income grows, consider a taxable brokerage account if early retirement is your goal, and stay intentional about your spending.
This clip is for anyone who wants to…
Learn how to build wealth in their 20s and 30s
Understand retirement planning and investing for beginners
Reach their first $100,000 in savings and investments
Make better decisions about a 401(k), Roth IRA, and brokerage account
Avoid lifestyle inflation and unnecessary spending
Work toward early retirement and financial independence
You do not need to have everything figured out today. Start with small, consistent steps, build better financial habits, and review your retirement goals every year.
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