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In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to negotiate your bills and keep more money in your pocket, covering which bills are actually negotiable, how to audit your current expenses, how to research competitors and build real leverage, how to reach the retention department that actually has authority to lower your rate, the exact script and objection handling techniques to use on every call, and how to automate the entire process so your bills never creep up unnoticed again.

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