Still One of the Smartest Ways to Budget
The 50/30/20 rule has been around for years… and there’s a reason it stuck.
If you don’t know where your money is going each month, start here.
🔹 50% → Needs
(Rent, groceries, bills)
🔹 30% → Wants
(Dining out, shopping, travel)
🔹 20% → Savings + Debt Payments
(Building wealth + paying off what you owe)
This rule keeps your finances balanced without needing a spreadsheet.
