In this episode of The Personal Finance Podcast, Andrew shatters the biggest lie about millionaires—that they're born rich or got lucky—by revealing that 80% built their wealth from scratch, with teachers, engineers, and regular folks who never earned six figures proving you don't need a trust fund to win with money. He exposes how real millionaires actually live: driving Hondas instead of BMWs, using coupons, and putting 17% of their income into boring index funds while everyone else chases get-rich-quick schemes that keep them broke. This episode cuts through all the financial noise to show you the four simple habits that create 80% of millionaire results, proving that building wealth isn't about being smart or lucky—it's about doing a few basic things consistently while everyone else gets distracted by shiny objects.
Get The 80/20 Millionaire Guide Here https://expert-hustler-605.kit.com/062e0b977b
How Andrew Can Help You:
Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here https://bit.ly/3RSGhUH
Learn to invest by joining Index Fund Pro https://bit.ly/3Q6NajL ! This is Andrew’s course teaching you how to invest!
Watch The Master Money Youtube Channel! https://bit.ly/45pgXZm
Ask Andrew a question on Instagram https://www.instagram.com/mastermoneyco/ or TikTok https://www.tiktok.com/
Learn how to get out of Debt by joining our Free Course https://mastermoney.co/debt-course/
Leave Feedback or Episode Requests here. https://mastermoney.co/contact/
Car buying Calculator https://expert-hustler-605.kit.com/d37ee2351d
Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Go to https://joindeleteme.com/PFP20/ for 20% off!
Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com
Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP
Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!
Links Mentioned in this Episode:
A Masterclass on Investing in Individual Stocks with Brian Feroldi https://shorturl.at/NrU5S
Latest Podcast Videos:
The 7 Biggest Mistakes People Make in Retirement (And How to Avoid them!) https://youtu.be/N2WE2cZcFZg
Money Expert: Why You Should Give Before You’re Rich (With Derrick Kinney) https://youtu.be/31o48Bj2ipw
The 7 Biggest Mistakes People Make in Retirement (And How to Avoid them!) https://youtu.be/N2WE2cZcFZg
6 Ways to Master Money in Your 30s (and 40's!) https://youtu.be/VQQL0MdE6KE
How to Pay Off $10,000 in Credit Card Debt in Less Than 1 Year https://youtu.be/yz-CDe6Fpbo
Connect With Andrew on Social Media:
Instagram https://www.instagram.com/mastermoneyco/
TikTok https://www.tiktok.com/@mastermoneyco
Twitter https://twitter.com/mastermoneyco
Master Money Website https://mastermoney.co/
Master Money Youtube Channel https://www.youtube.com/@mastermoneyco
Free Guides:
The Stairway to Wealth: The Order of Operations for your Money
https://mastermoney.co/the-stairway-to-wealth/
How to Negotiate Your Salary https://mastermoney.co/get-that-raise-ebook/
The 75 Day Money Challenge https://mastermoney.co/75-day-challenge/
Get out Of Debt Fast https://mastermoney.co/debt-course/
Take the Money Personality Quiz https://mastermoney.co/quick-quiz/