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In this episode of The Personal Finance Podcast, Andrew breaks down the average retirement savings by age in 2025 using Fidelity's data from millions of 401(k) accounts—revealing how much people actually have saved in their 20s, 30s, 40s, and 50s compared to what they should have, showing that most Americans are falling short of retirement readiness, walking through the unique financial challenges each decade faces from student loans and low income to lifestyle creep and peak expenses, plus giving you actionable strategies to overcome these obstacles so you can catch up or stay on track and build enough wealth to retire comfortably.
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Links Mentioned in This Episode:
The 1-3-6 Method For Building & Managing Your Emergency Fund https://shorturl.at/qO4CP
 Wealth Builders Matrix https://expert-hustler-605.kit.com/
How to Find The Right CPA https://expert-hustler-605.kit.com/7476361316
Automate Your Money Checklist https://courses.mastermoney.co/automate-your-money-checklist
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How 401(K) Sprints Can Make You A Multi-Millionaire (By AGE!) https://youtu.be/54dMsWTcbWk
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Retire at 50..Without Paying a Dime in Penalties or Taxes https://youtu.be/fNw9sOYt6hk
How to Achieve Financial Independence Using Real Estate With Dustin Heiner https://youtu.be/KIFB-gJcXZA
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How to Use AI to Research Stocks (With Brian Feroldi) https://youtu.be/WeaXVgQcpu8
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