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In this episode of The Personal Finance Podcast, Andrew reveals why your 30s are the hardest financial decade,higher income collides with childcare costs, lifestyle creep disguised as progress, and juggling too many goals at once, exposing the biggest money traps like becoming house poor and carrying high-interest debt, teaching core principles like automating before optimizing and protecting your downside first, plus the exact 10-step blueprint to survive and thrive including stabilizing cash flow, raising your savings rate to 20-25%, building your safety net, eliminating toxic debt, and growing income aggressively.

Listen to The Business Show here https://www.thebusinessshowpodcast.com/episodes/

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Links of the Episode Mentioned:

The Insane Cost Of Childcare and Ways to Help Reduce That Cost! https://www.thepersonalfinancepodcast.com/the-insane-cost-of-childcare-and-ways-to-help-reduce-that-cost/

The 1-3-6 Method For Building & Managing Your Emergency Fund https://www.thepersonalfinancepodcast.com/the-1-3-6-method-for-building-managing-your-emergency-fund/

How to Negotiate Your Salary and Get a Raise (The Step-By-Step System!) https://www.thepersonalfinancepodcast.com/how-to-negotiate-your-salary-and-get-a-raise-the-step-by-step-system/

Resources Mentioned

Car Insurance https://secure.money.com/pr/gc43ce394da5

Money on Autopilot https://courses.mastermoney.co/automate-your-money-checklist

The Budget Spreadsheet
https://docs.google.com/spreadsheets/d/1usHqseZkxEYS7dGRyQJNK3_LczoYxlqryblpRx4Op88/edit?usp=sharing

Latest Podcast Videos:

How To Design Your Dream Life with Andy Hill https://youtu.be/gXQGlNGvSPg

How to Build Wealth on a Low Salary https://youtu.be/JeBwjjUtA9Q

10 Steps to Creating the Ultimate Retirement Plan https://youtu.be/rQ4EiGtNdMA

How to Build Your First $1 Million (Faster Than You Think) https://youtu.be/J1q66kpZcIk

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