What Wealthy People Do After Maxing Out Their 401(k) 💸

What Wealthy People Do After Maxing Out Their 401(k) 💸

Here’s what the wealthy do next:

1️⃣ Max out your HSA (if you’re eligible)
Triple tax advantage + can double as a stealth retirement account

2️⃣ Open a Roth IRA
More tax-free growth — and flexible withdrawal rules

3️⃣ Start a taxable brokerage account
No contribution limits, and perfect for building long-term wealth

💡 Most people stop at the 401(k). But the wealthy? They stack their accounts strategically.