Episodes

452
Sept. 3, 2025

Money Expert: Why You Should Give Before You’re Rich (With Derrick Kinney)

In today's episode of The Personal Finance Podcast, we will talk to Derrick Kinney about Money Expert Why You Should Give Before You’re Rich . He reveals why starting with generosity unlocks exponential wealth growth, sharing how a burned-out manufacturing owner increased sales 20% in three months by connecting his business to funding an overseas schoolhouse. Kenny breaks down his "Good Money Framework" that flips traditional financial advice by using purpose as motivation, explains why Harvard ...
451
Sept. 1, 2025

The Wealth Flywheel: How to Systematically Grow Your Income (Fast!)

In this episode of The Personal Finance Podcast, we break down the Wealth Flywheel system—a framework for building assets that generate exponential momentum through cashflow reinvestment, covering how real estate rentals, subscription businesses, and dividend stocks create self-sustaining wealth machines that start slow but eventually replace your active income. We explore 15+ different flywheel types from single-family rentals to franchise ownership, walk through the 5 phases every flywheel goe...
450
Aug. 27, 2025

This One Move Could Save You Thousands on an 11% Loan (Money Q&A)

In this episode of the Personal Finance Podcast, we are going to talk about  this one move could save you thousands on an 11% loan. Today we are going to answer these questions: Question 1: Should I stop overpaying my 11% loan and invest the difference instead? Question 2: How can I turn a $1,200/month truck stipend into a free vehicle every 3 years? Question 3: Should college students invest in a Roth IRA or focus on paying for school? Question 4: How do you rebuild your fina...
452
Aug. 25, 2025

12 Reasons to Never Retire (Even When You Have Enough Money)

In this episode of The Personal Finance Podcast, we explore 12 data-backed reasons why working past traditional retirement age can boost your health, wealth, and happiness—from how postponing retirement preserves cognitive function and reduces mortality risk by 9-11%, to why social isolation from leaving work increases death risk by up to 77%, and how modern remote opportunities make it easier than ever to design lifestyle-friendly careers that keep you mentally sharp, socially connected, and fi...
448
Aug. 20, 2025

Student Loans Just Changed... Here’s How to Pay Them Off Faster (This Year!)

In this episode of The Personal Finance Podcast, we break down the massive student loan changes hitting in 2025—why SAVE, PAYE, IBR, and ICR plans are being eliminated for new borrowers starting July 2026, how interest resuming on SAVE loans means balances could grow again, and why wage garnishment restarts in August 2025. We provide a 12-step action plan to pay off loans faster, including the biweekly payment hack that saves $1,000+ in interest, scripts to negotiate lower rates, and how to get ...
448
Aug. 18, 2025

How the Wealthy Use HELOCs to Build Wealth and Protect Their Cash (Should You Have One?)

In this episode of the Master Money Podcast, we break down everything you need to know about HELOCs (Home Equity Lines of Credit)—what they really are, how they differ from traditional mortgages, and why the popular "velocity banking" strategy to pay off your mortgage faster delivers minimal benefits with maximum complexity. We explore the math behind using a HELOC to chunk down mortgage payments versus simply making extra principal payments, revealing that the supposed benefits are often overst...
446
Aug. 13, 2025

How to Get Rich Buying Boring Businesses with Codie Sanchez (PFP Vault)

In this episode of the Personal Finance Podcast, we are going to talk about how to Get Rich Buying Boring Businesses With Codie Sanchez Today we talk to Codie Sanchez about buying boring businesses. Codie owns 26 businesses, is the founder of Contrarian Thinking, and has an incredible newsletter with over 110K Readers. We talk about: Carwashes Laundromats Mailbox Money Vending Machines How to get financing for deals How to manage multiple businesses And so much more! How Andrew Can Help...
443
Aug. 11, 2025

17 Brutal Lessons To Get Filthy Rich

In this episode of the Personal Finance Podcast, we break down the 17 brutal truths about building wealth that separate the rich from the rest—why saving alone will never make you wealthy, how 94% of millionaires live below their means, and why missing just 20 market days can slash returns by 70%. We explore uncomfortable money realities most never hear: why hard work isn't enough without assets, how lifestyle inflation destroys million-dollar earners, and why building multiple income streams is...
Aug. 6, 2025

She’s 64, Broke, and Wants to Day Trade - Here's What I'd Tell Her (Money Q&A)

In this episode of the Personal Finance Podcast, we are going to answer questions on this Money Q&A about she’s 64, broke, and wants to day trade - Here's What I'd Tell Her. Today we are going to answer these questions: Should my 67-year-old mom take a $100K lump sum pension or $720/month for life — and what should she do with her 401(k) and HSA? How does tax loss harvesting actually work — and is it worth doing? We found our dream home, but the seller won’t move out for months. How do we bu...
443
Aug. 4, 2025

How to Invest $1 Million (A Simple Strategy To Invest a Lump Sum)

In this episode of the Personal Finance Podcast, we are going to talk about  how to invest $1 million,a simple strategy to invest a lump sum. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarte...
442
July 30, 2025

The Case For and Against Bitcoin (You Need to Hear This!)

In this episode of the Personal Finance Podcast, we are going to talk about  the case for and against bitcoin. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes ...
July 28, 2025

Should I Invest in REITS? (Money Q&A)

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about  should I invest in REITS? Today we are going to answer these questions: Question 1: Should I buy Vanguard’s VNQ REIT for easy real estate investing instead of using Fundrise? Question 2: Should I invest extra cash, pay off my boat and car loans, or tackle my 8% rental mortgages first? Question 3: How do I save money for my kids if I don’t want a 529 and want them to use it for anything — not just college? ...
July 23, 2025

Level Up Your Finances with The Wealth Ladder Framework (with Nick Maggiulli)

In this episode of the Personal Finance Podcast, we are going to talk about level up your finances with the Wealth Ladder with Nick Majuli. Watch this episode on Youtube. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Maste...
July 21, 2025

21 Money Traps Smart People Still Fall Into

In this episode of the Personal Finance Podcast, we are going to talk about  21 Money Traps Smart People still fall into. Watch this episode on ⁠Youtube⁠. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter ...
438
July 16, 2025

Smart Money Habits That Made Ordinary People Millionaires (With Tom Corley)

In this episode of the Personal Finance Podcast, we are going to talk about the smart money habits that made ordinary people millionaires with Tom Corley. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter whe...
437
July 14, 2025

How to Lower Every Bill in Your Life in 60 Days

In this episode of the Personal Finance Podcast, we are going to talk about  how to lower every bill in 60 Days. Watch this episode on ⁠Youtube⁠. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you...
436
July 9, 2025

22 Things Broke People Waste Money On

In this episode of the Personal Finance Podcast, we are going to talk about  22 things broke people waste money on. Watch this episode on ⁠Youtube⁠. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where ...
435
July 7, 2025

Should I Take on Debt to Start A Business on The Side? (Money Q&A)

In this episode of the Personal Finance Podcast Money Q&A, we are going to talk about  should I take on debt to start my dream business on the side? Watch this episode on ⁠Youtube Today we are going to answer these questions: Question 1: Should I risk $40K from my home equity to launch my dream tutoring center or build more clients first? Question 2: Should I raid my emergency fund to max my Roth IRA upfront or play it safe and invest slowly? Question 3: Is going into student debt...
434
July 2, 2025

5 Side-Hustles That Can Turn into a Full time Income! (Part 2)

In this episode of the Personal Finance Podcast, we are going to talk about  the five Side Hustles that can turn into a full-time business, part two. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will beco...
433
June 30, 2025

9 Things You Need to Do to Become a Millionaire Next Door

In this episode of the Personal Finance Podcast, we are going to talk about the 9 things you need to do to become a millionaire next door. Watch this episode on ⁠Youtube⁠. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master ...
432
June 25, 2025

How to Plan for Healthcare Costs (By Age)

In this episode of the Personal Finance Podcast, we are going to talk about how to plan for healthcare costs by age. Watch this episode on Youtube. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter wher...
432
June 24, 2025

Can You Achieve FIRE with Only Stocks? (Money Q&A)

In this Money Q&A episode of the Personal Finance Podcast, we will talk about can you achieve FIRE with only stocks money. Watch this episode on ⁠Youtube. We will answer these questions: What to do if I’m a contract worker? My salary is not deducted for retirement Can you discuss life insurance options and what to get? How to get a leadership job without internship experience? What’s the best way to navigate paying off student loans? Should I sell my rental ...
430
June 18, 2025

The Ultimate Guide to Managing Money Together as a Married Couple

In this episode of the Personal Finance Podcast, we are going to talk about  the ultimate guy to managing money together as a married couple. Watch this episode on ⁠Youtube⁠. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Mast...
429
June 16, 2025

How Much Should Be in Your Emergency Fund (By Age!)

In this episode of the Personal Finance Podcast, we are going to talk about  how much should be in your emergency fund by age? Watch this episode on ⁠Youtube How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newslett...