Videos

July 20, 2025

Your future self will thank you for this one small move. 💸

Your future self will thank you for this one small move. 💸 Albert Einstein called this the 8th wonder of the world… And it can turn $1,000 into $7,612 — without lifting a finger. ☝️ Here’s how: ➡️ Invest $1,000 ➡️ Let it grow at 7% a year ➡️ Wait…

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July 19, 2025

VTSAX vs. VTI: What’s the Difference? 📉

VTSAX vs. VTI: What’s the Difference? 📉 They invest in the exact same stocks... So why do they feel different? Here’s the breakdown: 💼 VTSAX – Mutual fund – $3,000 minimum – Trades once per day – Great for automatic deposits 📊 VTI – ETF – No minimum – Trades…

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July 18, 2025

Net Worth Percentiles in America (You Might Be Shocked)🇺🇸📊

Net Worth Percentiles in America (You Might Be Shocked)🇺🇸📊 Here’s what the Federal Reserve’s latest data says 👇 Most people guess way higher than where they actually land. You don’t need to be in the top 1% to build wealth — just track your net worth and grow it over…

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July 17, 2025

FSA vs. HSA — here’s the difference 👇

FSA vs. HSA — here’s the difference 👇 Both help you save on healthcare, but they work very differently. 🩺 FSA: – Use it or lose it – No investing – Tied to employer – Lower limit 💸 HSA: – You keep it forever – You can invest it –…

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July 16, 2025

Roth 401(k) vs. Traditional 401(k): Which Saves You More? 💰

Roth 401(k) vs. Traditional 401(k): Which Saves You More? 💰 Here’s the difference (and how to choose) 👇 🟨 Traditional 401(k): – Contributions are tax-deductible now – You pay taxes later in retirement 🟪 Roth 401(k): – Pay taxes now – Withdraw tax-free in retirement So… which one saves more?…

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July 16, 2025

Smart Money Habits That Made Ordinary People Millionaires (With Tom Corley)

In this episode of the Personal Finance Podcast, we are going to talk about the smart money habits that made ordinary people millionaires with Tom Corley. How Andrew Can Help You: Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per…

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July 15, 2025

Most People Don’t Know Their Net Worth — Do You?

Most People Don’t Know Their Net Worth — Do You? Here’s how to calculate it — and why it matters 👇 🧮 Net Worth = Assets – Liabilities In other words: 💰 What you own (cash, investments, home equity) ➖ 💸 What you owe (credit cards, loans, mortgage) You might…

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July 14, 2025

How to Lower Every Bill in Your Life in 60 Days

In this episode of the Personal Finance Podcast, we are going to talk about how to lower every bill in 60 Days. How Andrew Can Help You: Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here https://bit.ly/3RSGhUH Learn…

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July 14, 2025

Leaving your job? Don’t make this $10,000 mistake with your 401(k) 💀

Leaving your job? Don’t make this $10,000 mistake with your 401(k) 💀 Here’s what happens — and what not to do 👇 ✅ Option 1: Leave it where it is (if allowed) ✅ Option 2: Roll it over to your new employer’s 401(k) ✅ Option 3: Roll it into an…

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July 13, 2025

This “boring” investing strategy beats most experts 🤯

This “boring” investing strategy beats most experts 🤯 It’s called Dollar Cost Averaging, and here’s why it works 👇 Instead of trying to time the market, you invest a fixed amount of money on a regular schedule — whether prices are up or down. ✅ You buy when prices are…

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July 12, 2025

These U.S. states bring in the biggest paychecks 💵📊

These U.S. states bring in the biggest paychecks 💵📊 Ever wonder where people are earning the most? This list breaks down the states with the highest average net income — but there’s a twist… 💡 High income doesn’t always equal high wealth. Some of these states have a sky-high cost…

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July 12, 2025

Before Marriage, Ask This Money Question 🧾❗

Debt doesn’t vanish when you say “I do.” Before marriage (or even now if you’re already married), you need to know exactly what debts each person is bringing in—student loans, credit cards, car payments, personal loans. Once you’re managing money together, their debt becomes your debt, so take ownership and…

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July 11, 2025

New to investing? These ETFs are a great place to start 📈

New to investing? These ETFs are a great place to start 📈 You don’t need to pick individual stocks or become a market expert to build wealth. These beginner-friendly ETFs offer: ✅ Instant diversification ✅ Low fees ✅ Solid long-term performance 💡 Just automate your contributions and let compounding do…

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July 10, 2025

The most underrated wealth hack? An HSA. 💰

The most underrated wealth hack? An HSA. 💰 It’s not just for medical bills — it’s a triple tax-advantaged account (yes, triple): 1. Tax-free contributions 2. Tax-free growth 4. Tax-free withdrawals (for qualified medical expenses) Invest your HSA, let it grow for years, and use it for future health costs…

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July 10, 2025

The #1 Money Move That Strengthened Our Marriage 🔐

From day one of marriage—even when broke—this couple chose to combine all finances (bank accounts, brokerage, savings), and they still do. The speaker believes shared finances help build trust, alignment, and long-term success, with retirement accounts being the only exception for legal reasons.

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July 9, 2025

This Country Has the Richest Households — and It’s Not the U.S.

This Country Has the Richest Households — and It’s Not the U.S. These are the countries with the highest average net worth 💰🌎 But here's the twist: Averages can be wildly misleading. In the U.S., the median net worth is way lower than the average — which means most people…

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July 9, 2025

22 Things Broke People Waste Money On

In this episode of the Personal Finance Podcast, we are going to talk about 22 things broke people waste money on. How Andrew Can Help You: Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here https://bit.ly/3RSGhUH Learn to…

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July 8, 2025

What Is a Target Date Fund?

What Is a Target Date Fund A target-date fund is a simple investment designed to grow your money until a specific retirement year, like 2050 or 2065. You pick the fund closest to the year you plan to retire, and it automatically adjusts for you over time: Starts out aggressive…

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July 7, 2025

Most People Don’t Understand Their 401(k) Match- Here’s How It Works

Most People Don’t Understand Their 401(k) Match — Here's Why That’s Costing Them If you make $50,000 and contribute 6% to your 401(k) = $3,000 If your employer offers a 50% match = $1,500 free That’s a guaranteed 50% return — better than any investment. And some companies match 100%.…

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July 7, 2025

Should I Take on Debt to Start A Business on The Side? (Money Q&A)

In this episode of the Personal Finance Podcast, we are going to talk about should I take on debt to start my dream business on the side? Today we are going to answer these questions: Question 1: Should I risk $40K from my home equity to launch my dream tutoring…

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July 6, 2025

The 3 Best ETF's For Beginners!

The 3 Best ETF's For Beginners! If you're just starting out, picking your first investment can feel overwhelming. You don’t need to pick stocks, time the market, or become a finance expert. You just need a few simple ETFs that give you instant diversification, low fees, and steady long-term growth.…

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July 5, 2025

The Average Roth IRA Balance By Age!

The Average Roth IRA Balance By Age Might Surprise You Most people assume they are behind because they see others flaunting success But the truth is, the average Roth IRA balance is lower than you think across every age group That means: -You are not behind -You still have time…

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July 4, 2025

Retirement Isn’t an Age (It’s a Number)

Retirement Isn’t an Age (It’s a Number) Most people think retirement happens at 65. Wrong. It happens when you hit your freedom number. 👉 Step 1: Figure out how much you want to spend each year in retirement. 👉 Step 2: Multiply that by 25 (the 25x Rule). Example: $80,000/year…

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July 3, 2025

What Is a Brokerage Account?

What Is a Brokerage Account? A brokerage account is an investment account that lets you buy and sell assets like: -Stocks -Index funds -ETFs -Bonds It’s the most flexible way to invest because: ✅ There are no income limits ✅ You can withdraw anytime (though there may be taxes) ✅…

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