Coast FIRE, Lean FIRE, Chubby FIRE, Fat FIRE. Five levels, five very different lifestyles, and one of them is the milestone Andrew thinks everyone should chase first.
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What You'll Learn in This Episode
- The 25x rule and the math sitting underneath every level of FIRE
- All five levels explained, from the first milestone to the highest one
- Why Coast FIRE should be your first target no matter which level you ultimately want
- What Lean FIRE actually requires you to give up, and who it fits
- How to calculate your own number using last year's bank statements
- The difference between Chubby and Fat FIRE, and what the extra cushion buys you
- Why the withdrawal rate deserves a second look if you retire decades early
- The trap of the moving goalpost, and how to decide when enough is enough
Start Here
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Resource/s
- Car Insurance https://secure.money.com/pr/gc43ce394da5
- Best HYSA https://secure.money.com/pr/r453ecf4d190
- Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c
- Best IRAs https://secure.money.com/pr/oe09b73d1952
- Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney
Tool/s Mentioned
- Coast FIRE Calculator https://visionary-raindrop-1fc22a.netlify.app/
- Compound Interest Calculator https://expert-hustler-605.kit.com/aefaaad27e
Episode/s Mentioned
Why Coast FIRE May Be The Perfect Strategy for You with Andy Hill https://www.thepersonalfinancepodcast.com/why-coast-fire-may-be-the-perfect-strategy-for-you-with-andy-hill/
https://youtu.be/R2ebV44XaAY
Why Barista FIRE Is the Coolest Strategy There Is (Retire Faster Than You Thought!) https://www.thepersonalfinancepodcast.com/why-barista-fire-is-the-coolest-strategy-there-is-retire-faster-than-you-thought/
https://youtu.be/nStwD03vJ64
https://youtu.be/o5HIfbIwfjI
Watch Next
https://youtu.be/ZoyLEwBMQdQ
https://youtu.be/VEgX_BT5dA0
https://youtu.be/_Zrin_NvjpY
https://youtu.be/f8-BWWiDpKc
https://youtu.be/2y6bjDkgbgM
Connect with Andrew
- Instagram → https://bit.ly/Skool-Instagram
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- Facebook → https://bit.ly/Skool-Facebook
- Podcast → https://bit.ly/Skool-Podcast
- Youtube → bit.ly/Skool-Youtube
- Newsletter → https://bit.ly/Skool-Newsletter
- Website → https://mastermoney.co
- X → https://x.com/mastermoneyco
- LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340
Question for you:
Which level are you targeting: Coast, Lean, traditional FI, Chubby, or Fat? Comment your answer and why.
