What Happens if I Stop Investing for a Year?

Life happens, and sometimes investing is the first thing that gets cut. Andrew runs the real numbers on what one skipped year costs, and when taking that hit is still the smarter move.

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What You'll Learn in This Episode

• What one skipped year of retirement contributions actually costs over a 23-year horizon
• The situations where pausing makes sense, and the one thing to keep contributing to regardless
• Asset location explained: which funds belong in a Roth, a 457, and a taxable brokerage
• What a 21-year-old in New York should do with $30,000 sitting in a regular savings account
• How RSUs are taxed at vest, and the withholding gap that creates surprise tax bills
• Whether the seven streams of income rule is real, and the five Andrew actually has
• Why cashing out a 401(k) to kill $7,000 of credit card debt is a six-figure mistake
• Election season scams, including the voter registration text making the rounds

Start Here

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Resource/s

• Car Insurance https://secure.money.com/pr/gc43ce394da5
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• Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c
• Best IRAs https://secure.money.com/pr/oe09b73d1952
• Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney

Episode/s Mentioned

• 19 Strategies to Pay Off Debt (FASTER!) https://youtu.be/WAnf4Z7PHjs

Tool/s Mentioned

• Compound Interest Calculator https://mastermoneyresources.com/investment-calculator-page

Watch Next

• 18 SCARY Money Statistics in 2026! https://youtu.be/Jf8KjPwSTEA
• Do You Think You'll ACTUALLY Be Able to Retire? https://youtu.be/oT_mCCD9MpI
• 5 Ways to Go BROKE (By AGE!) https://youtu.be/1xm23NnneJM
• How to Evaluate a Stock Like Warren Buffett with Brian Feroldi https://youtu.be/posnNC99UFQ
• 12 Reasons You Need to Stop PLAYING SMALL with Money https://youtu.be/qFz3_-pLapg

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Question for you:

Have you ever had to pause investing? What was going on, and did you restart?

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