What Happens if I Stop Investing for a Year?

Life happens, and sometimes investing is the first thing that gets cut. Andrew runs the real numbers on what one skipped year costs, and when taking that hit is still the smarter move.

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What You'll Learn in This Episode

What one skipped year of retirement contributions actually costs over a 23-year horizon
The situations where pausing makes sense, and the one thing to keep contributing to regardless
Asset location explained: which funds belong in a Roth, a 457, and a taxable brokerage
What a 21-year-old in New York should do with $30,000 sitting in a regular savings account
How RSUs are taxed at vest, and the withholding gap that creates surprise tax bills
Whether the seven streams of income rule is real, and the five Andrew actually has
Why cashing out a 401(k) to kill $7,000 of credit card debt is a six-figure mistake
Election season scams, including the voter registration text making the rounds

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Resource/s

Car Insurance https://secure.money.com/pr/gc43ce394da5
Best HYSA https://secure.money.com/pr/r453ecf4d190
Stock Brokerage Accounts https://secure.money.com/pr/v8d06f8de92c
Best IRAs https://secure.money.com/pr/oe09b73d1952
Favorite Travel Credit Cards https://milevalue.com/best-credit-cards/?aff=mastermoney

Episode/s Mentioned

https://youtu.be/WAnf4Z7PHjs

Tool/s Mentioned

Compound Interest Calculator https://mastermoneyresources.com/investment-calculator-page

Watch Next

https://youtu.be/Jf8KjPwSTEA
https://youtu.be/oT_mCCD9MpI
https://youtu.be/1xm23NnneJM
https://youtu.be/posnNC99UFQ
https://youtu.be/qFz3_-pLapg

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Question for you:
Have you ever had to pause investing? What was going on, and did you restart?