Aug. 10, 2026

Why a Mini Retirement Can Change Your Life

Why a Mini Retirement Can Change Your Life

You do not have to wait until 65 to actually use your money. There is a version of retirement you can take at 35, at 40, at 45, and Andrew breaks down exactly what it costs, who should not do it, and the step-by-step plan to fund one without derailing your future.


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What You'll Learn in This Episode


  • The difference between a sabbatical and a mini retirement, and why one gives you more leverage
  • Four red flags that mean you are not ready to take one yet
  • What pausing your contributions actually costs you over 20 and 30 years
  • How to calculate your number, including the reentry cushion most people forget
  • How to solve healthcare before you leave, and the limits of COBRA
  • The exact way to pitch this to your boss without torching your career
  • Four real case studies, from a Coast FIRE engineer to a burned-out ER nurse


Start Here

Join the community built to help you master your money, stay accountable, and reach financial freedom.


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Partner Deals


Resource/s



Tool/s Mentioned



Book/s Mentioned


  • Die With Zero by Bill Perkins
  • The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich by Tim Ferriss


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Question for you:

What year are you targeting for your mini retirement? Put the number in the comments and make it real.

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