Episodes

Car insurance premiums are up 30% and most people have no idea they have the power to push back. This episode gives you that power in 10 steps. 👉 Join Andrew's FREE Investing for Beginners Masterclass. What You'll Learn in This Episode The 10-step process to slash your car insurance bill starting today Why shopping your policy at renewal time is the single highest-leverage move you can make The 10-step framework to cut your premium without sacrificing the coverage you actually need The discounts...

$10,000. $100,000. $1,000,000. Three numbers. Three moments where your entire financial life shifts. Here is what to do at each one. 👉 Join Andrew's FREE Investing for Beginners Masterclass. What You'll Learn in This Episode The three financial milestones that fundamentally change how money works for you Why your first $100,000 is the hardest and what to do to get there faster The markers in between each milestone that keep you motivated during the grind Why your savings rate matters more than y...

You make six figures. You should feel ahead. So why does it still feel like you're barely getting by? 👉 Join Andrew's FREE Investing for Beginners Masterclass. What You'll Learn in This Episode Why 44% of people earning over $100,000 still live paycheck to paycheck and what to do about it How to run an honest income versus outflow audit in under an hour The Block Method: a four-part budgeting framework that actually works for high earners How to identify your "broke tax" and stop quietly bleedin...

Retirement is not an age. It is a number. However, most people have no idea what their retirement number actually is. What if you could calculate it clearly and know exactly where you stand every year? Andrew will walk you through the complete process of finding that number, adjusting it every year, and taking the right steps at every stage of life to hit it in this episode. 👉 Free retirement calculator to find your retirement number! Here What You'll Learn in This Episode How to calculate your ...

Most high earners are shocked to discover that intelligence can actually work against you when it comes to building wealth. What if the same traits that made you successful in your career are quietly destroying your finances? Join Andrew’s FREE Investing for Beginners Masterclass . What You’ll Learn in This Episode In this episode of The Personal Finance Podcast, Andrew breaks down exactly why smart, high-earning people often struggle to build wealth and what to do about it: Why overthinking eve...

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to manage money as a couple and build wealth together, covering why you should never start with spreadsheets and always begin with the dream first, how to calculate the freedom number that makes work optional for both of you, why automating savings and investments removes money fi...

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy free for 7 days today! In this episode of The Personal Finance Podcast, Andrew sits down with Jesse to explore critical retirement planning decisions—why Social Security isn't just a math problem and the biggest mistakes people make when claiming, when delaying benefits makes sense versus when claiming earlier is smarter, how married couples should think differently ...

Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew sits down with Dave Meyer to break down exactly how to think about real estate investing in 2026, covering what the data actually says versus what headlines and social media are telling you, why most investors are choosing the...

Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew breaks down exactly the best financial strategies at every income level, covering why survival mode at $30,000 or less is about building buffers and eliminating high-interest debt before anything else, why capturing your full ...

Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew sits down with Justin David-Carl for the second time to break down exactly why health is wealth, covering how to think about diet as a set of principles instead of rigid rules, why whole foods and consistency beat any trendy f...

Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to buy a car in 2026 without wrecking your finances, covering why paying cash for a depreciating asset is almost always the smarter wealth move, the 20-4-12-10 rule and why it changes how you think abou...

Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to negotiate your bills and keep more money in your pocket, covering which bills are actually negotiable, how to audit your current expenses, how to research competitors and build real leverage, how to ...

Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy free for 7 days today! In this episode of The Personal Finance Podcast, Andrew sits down with Robert Farrington to break down everything you need to know about the sweeping federal student loan changes taking effect July 1, 2026, covering the shift to just two repayment plan options for ne...

Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy now! In this episode of The Personal Finance Podcast, Andrew breaks down the 10 tax moves every high earner needs to make before year-end, covering how to max out tax-advantaged accounts, adjust your W-4 withholding, harvest tax losses, time Roth conversions, optimize your HSA, give to cha...

Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy here ! In this episode of The Personal Finance Podcast, Andrew reveals the exact financial priorities for every decade of your life, breaking down why most people ask the wrong money question, showing why your 20s are about building cash flow and killing toxic debt, explaining how your 30...

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew reveals why $100K isn't what it used to be—breaking down why people feel broke as housing, childcare, and healthcare rise faster than wages, showing real household budget examples, explaining why location dramatically changes purchasing power, addressing the comparison trap and fear of falling behind, of...

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy free for 7 days today! In this episode of The Personal Finance Podcast, Andrew sits down with Jesse to explore critical retirement planning decisions—why Social Security isn't just a math problem and the biggest mistakes people make when claiming, when delaying benefits makes sense versus when claiming earlier is smarter, how married couples should think differently ...

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy https://joinmastermoneyacademy.com/free-trial and get a free gift for 7 days! In this episode of The Personal Finance Podcast, Andrew celebrates episode 500 by sharing 9 life-changing lessons—time is your most valuable asset, your money decisions are rooted in psychology, everything compounds including money and habits, nobody cares what you do so take more shots, s...

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew reveals the exact 12-step process to buy a house in 2026—running the numbers most people skip, getting pre-qualified without overspending, mapping your budget with the 30% rule and 6-month emergency fund, planning your search strategy and criteria, finding the right agent, assessing true costs including ...

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew sits down with J.L. Collins to explore why simplicity beats complexity in investing, why low-cost index funds beat almost every alternative over a lifetime, how to define "enough" and align spending with happiness instead of status, the most important money lesson parents should teach kids today, what's ...

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew reveals 9 complete wastes of money destroying wealth, from student loans and fast food to luxury cars, designer clothing, sports betting, and high-priced diamonds. Listen to The Business Show here . Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per we...

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew sits down with Travis to explore income growth mindset and skills—revealing what triggers breakthrough moments, the most common sales mistakes entrepreneurs make and whether sales is learnable, the connection between relationships and earning potential, what makes someone memorable, plus rapid-fire insig...

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew reveals why your 30s are the hardest financial decade,higher income collides with childcare costs, lifestyle creep disguised as progress, and juggling too many goals at once, exposing the biggest money traps like becoming house poor and carrying high-interest debt, teaching core principles like automatin...

Join the Free Master Your Money Workshop here ! Get the Free Automate Your Money Checklist here! Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew reveals the exact path to your first million, 79% of millionaires are self-made and 33% never earned six figures, teaching the 8-step system including automating investments, avoiding debt, maximizing retirem...